*3.99% APR applies to select new 2022-2025 Volvo Certified Pre-Owned. No down payment required. Offer available to qualified customers that meet Volvo Car Financial Services (VCFS) credit standards at authorized Volvo Cars Retailers. 3.99% APR Financing up to 36 months at $29.52 per month per $1,000 financed. Other rates and terms are available. Actual down payment will vary with APR and credit qualifications. Not everyone will qualify for credit approval or advertised APR. Advertised financing does not include taxes, title, registration, and license fees, insurance, maintenance, and other retailer fees. All offers are subject to vehicle availability. Must take delivery of vehicle between September 3, 2025 and September 30, 2025. See your participating Volvo Cars Retailer for details.

**To qualify for the Costco Member-Only Incentive, you must: (1) be a current Costco member on or before September 2, 2025; (2) register with Costco Auto Program online or through its call center to receive a certificate with your unique promotion code; (3) present your certificate and unique promotion code to any Volvo Car USA dealer at time of visit; (4) take delivery between September 3, 2025, and October 31, 2025, of an eligible Certified by Volvo 2022–2025.5 model to receive a $1,000 Gold Star/Business Membership Costco member-only incentive or $1,250 Executive level Membership Costco member-only incentive. The incentive will be applied at time of purchase and is compatible with other eligible Volvo Cars incentives for which the Costco member qualifies under the individual program rules except for A-plan, Affinity Offers and lease returns. Program not available in Puerto Rico. Only one (1) promotion code allowed per vehicle. Limit two (2) promotion codes per membership. Incentive is subject to change due to vehicle inventory availability. Costco and its affiliates do not sell automobiles or negotiate individual transactions.